Simple is Sophisticated is my theme for you this month. In this issue, I offer you a new one-stock program that I think may appeal to those of you interested in a shorter timeframe than my usual buy it and forget it strategy. Also this month I cover a lot of ground on mutual fund investing and where you should put new money today. Plus, I talk about some of our Monster Master List companies and what recent news stories mean for your investments. Make it a good month.

Tags: ABX, American Century Global Gold, Barrick Gold, BGEIX, Burton Malkiel, coca-Cola, DayJet, Delta & Pine, DIA, DIS, Disney, DLP, Dow Diamonds, DRAM, dynamic random access memory, EWS, FAL, Falconbridge, FCEa, FICDX, Fidelity Canada, forest City, GE, general electric, General Electric Capital 6.45%, General Thabit, George Tomsco, GG, GLD, Goldcorp, Goldman Sachs 6.20%, harley-davidson, HDI, HOLBX, Holland balanced Fund, HSBC Financial 6.36%, Inco's, iShares MSCI Singapore, Jack Bogle, Japan, Jeremy Siegel, JNJ, johnson & johnson, KO, magnetoresistive random access memory, Marvel Eneterprises, mcCormick, MKC, MRAM, MVL, N, NEM, Newmont Mining, Norman Petty, PEP, Pepsico, Piedmont Natural gas, PII, PLD, PNY, Polaris Industries, Prologis, Retirement Compounders, Saudi Arabia, Simple is Sophisticated, stretTRACKS Gold Shares, Teck Cominco, TEK-SVB.TO, terrorism, The Fireballs, Vanguard Wellington, Vanguard's Value Index, VIVAX, VLJ, VWELX, Wrigley, WWY, Yankee Candle, YCC

I need to remind you of what I wrote last month — most of the unique mutual funds are closing. But this month I have another option for you to consider. Along with the fund updates, I give you a tool to help you become an insightful investor — a way to review a company’s cash flow and determine if it is a good investment. Also, I have four new stock offerings for you to consider — a few laggards that I believe are really good buys right now, along with a new layout for the newsletter. Make it a good month.

Tags: Alliance Resource Partners, American Express, AXP, BA, BlackRock, Boeing, C, citigroup, DIS, Dividend Achievers, dividends, Dow Diamonds Trust, Enhanced Dividend Achievers, ETF, Fiduciary Claymore MLP, GG, Global Opportunity, Goldcorp, HBC, Holland balanced Fund, HSBC, J.M. Smucker, Jardine Matheson, JMHLY, JNJ, johnson & johnson, Mutual fund, Mutual Series, PEP, Pepsico, PetroFund, PTF, SJM, Sysco, SYY, T. Rowe Price New Era, time warner, TWX, United technologies, UTX, Vanguard Precious Metals & Mining, Walt Disney